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On top of that, customers for this kind of strategy could have extreme lawful or criminal histories. It is very important to note that various carriers supply a variety of concern ages on their ensured issue plans as reduced as age 40 or as high as age 80 - funeral expenses insurance companies. Some will also supply greater stated value, up to $40,000, and others will enable much better survivor benefit conditions by boosting the rate of interest with the return of premium or lessening the variety of years until a full death advantage is readily available